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Payday Loans in Alberta
Transform Your Credit, Empower Your Future

Kenny Johnson University: Empowering You to Rebuild and Restore Your Credit

Your creditworthiness is not just a number; it represents your financial reputation and serves as a reflection of your responsible money management. A strong credit profile demonstrates to lenders, landlords, and employers that you are trustworthy and capable of meeting your financial obligations. It opens the doors to a wide range of opportunities that can significantly impact your life.

Imagine the satisfaction of stepping into your dream home, knowing that your excellent credit score has secured you the best mortgage rates available. Picture the excitement of launching your own business, with access to the capital you need to turn your vision into reality, thanks to a solid credit history. Envision the relief of securing a loan for your education, allowing you to invest in your future without the burden of excessive interest rates.

Stop Feeling Trapped By Bad Credit.
Click Here to Schedule Your Personalized Credit Analysis Today To Reclaim Your Financial Freedom!


KennyJohnsonUniversity.Com

Canada

CREDIT COUNSELLING CANADA

creditcounsellingcanada.ca
1-866-398-5999

Alberta

CREDIT COUNSELLING SOCIETY

nomoredebts.org
1–888-527–8999

Ontario

ONTARIO ASSOCIATION OF CREDIT COUNSELLING SERVICE

oaccs.com
1–905–945-5644

Nova Scotia

CREDIT COUNSELLING SERVICES OF ATLANTIC CANADA

solveyourdebts.com
1–888-753–2227

British Columbia

CREDIT COUNSELLING SOCIETY

nomoredebts.org
1–888-527–8999

Short-term loans are high-cost loans. Loan amounts depend on net pay and other qualifying requirements. Repayment terms: 62-180 days.

Example: A $500 loan over 90 days at 32% APR would cost $39.45 in interest, with total repayment of $539.45.

British Columbia Residents: The maximum fee allowed for a short-term loan in BC is 14% of the principal. We charge $14 per $100 borrowed. For example, a $300 loan over 62 days has a total borrowing cost of $42, requiring repayment of $342, with an APR of 82.45%

Manitoba Residents: The maximum allowable charge is 14% of the principal. We charge $14 per $100 loaned. Example: A $300 loan for 62 days costs $42 to borrow, with total repayment of $342 and an APR of 82.45%. Contact Manitoba Consumer Protection Office at 1-204-945-3800 or visit gov.mb.ca/cp/cpo.

Nova Scotia Residents: Cost of borrowing is $14.00 per $100 on a $300 loan for 62 days (82.45% APR).

Ontario Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $500 loan for 90 days costs $70 to borrow, with total repayment of $570 and an APR of 56.89%.

Saskatchewan Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $300 loan for 62 days costs $42 to borrow, with total repayment of $342 and an APR of 82.45%.

Representative Examples:
Borrowed Amount Period Monthly Interest Total Interest Total Payback Amount APR
$10,000 3 months $291.67 $875.00 $10,873.00 35%
$20,000 3 months $500.00 $1,500.00 $21,500.00 30%
$50,000 6 months $1,041.67 $6,250.00 $56,246.00 25%
$100,000 6 months $1,666.67 $10,000.00 $110,000.00 20%
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